Espalier is more than just a software provider. Our mission is to become a technology partner for community banks and credit unions ($1 billion and under AUM) as they compete with consolidation and centralization.
Core providers constrain what banks can do, and how quickly they can do it. The big banks have become technology companies that also provide financial services. And now, customers expect digital and mobile self-service options, personalized to their specific financial needs and goals. Small financial institutions know they have to adapt, but often aren’t sure where to begin.
Transfer extra funds in customers' accounts to investments so they can earn higher interest, and offer budgeting tools when they need to save for those bigger purchases.
The way we pay has changed. In addition to debit and credit cards, provide customers with secure single-use virtual cards and convenient digital wallet capability.
We're proud to supply a wide variety of products and services, but if you're looking for something that we don't offer yet, then we'll be happy to create it, just for you.